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IMB production profits hold steady in Q1 as costs climb

Most mortgage bankers were profitable in the first three months of 2026 despite higher per-loan expenses, as servicing income lifted their financials, according to the Mortgage Bankers Association (MBA)’s Quarterly Mortgage Bankers Performance Report. Independent mortgage banks (IMBs) and mortgage subsidiaries of chartered banks posted a pretax net production profit of $727 per loan in…

UWM brokers report use of VantageScore 4.0 improved loan terms

Several mortgage brokers using VantageScore 4.0 through United Wholesale Mortgage (UWM) reported positive reviews, citing credit score improvements and previously “impossible” loan scenarios that became possible with access to the credit model. UWM announced at the end of April that it was giving its independent mortgage brokers access to both FICO and VantageScore credit scoring…

Two Harbors stockholder sues to block CCM merger vote

A Two Harbors Investment Corp. stockholder has sued the company and its directors in federal court over allegedly misleading proxy disclosures, seeking a restraining order to delay the May 19 special meeting regarding its proposed merger with CrossCountry Intermediate Holdco LLC. George Assad filed the lawsuit and related emergency motions Wednesday in the U.S. District…