"Mayıs 2026" Arşivleri

For generations, homeownership has been one of the primary ways Americans built wealth and passed it on to loved ones. Now, financial advisers and housing experts warn that many older homeowners may be counting too heavily on their homes as retirement safety nets as they discover their properties sell for less than expected, according to…

New Rochelle embraced the abundance mindset long before the “yes in my backyard ” crowd made it cool. Today, the city, 25 minutes north of New York City by train, is a reference point for how zoning reform and predictable approvals can speed mixed-income housing production citywide. The city built on a 2015 rezoning that…

With headline Inflation at 3.8% today, jobs data beating estimates and the ongoing Iranian conflict — rates would be above 7% today if not for improved mortgage spreads. Unlike 2023, 2024 and 2025, when mortgage spreads were elevated versus historical norms, mortgage rates are still under 6.64%. I often use the term “hug a mortgage…

A consistent theme emerged from the first-quarter 2026 earnings season: higher mortgage rates and macroeconomic volatility are dampening second-quarter expectations. Several large lenders remained profitable during the quarter, benefiting from mortgage rates that were roughly 50 basis points lower than current levels while they continued to invest heavily in artificial intelligence and other technology. But…