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Mortgage applications fall 2.3% as rates hit upper sixes

Mortgage applications fell last week as rising Treasury yields pushed mortgage rates to their highest level in nearly two months, dampening demand for home purchases, according to data released Wednesday by the Mortgage Bankers Association. Total application volume decreased 2.3% on a seasonally adjusted basis for the week ending May 15. On an unadjusted basis,…

The housing market is increasingly rewarding functionality over scarcity

For years, the housing industry has treated inventory levels as one of the clearest signals of market strength. Historically, tight supply often coincided with stronger pricing power, elevated buyer competition and faster-moving transactions. But in today’s higher-rate environment, low inventory can also reflect something very different: constrained seller participation, affordability pressure and homeowners unwilling to…

ACES report shows mortgage defect rate fell to 1.38% in Q4 2025

Mortgage quality control defects declined sharply in the fourth quarter of 2025, even as lenders continued to grapple with a rise in eligibility-related issues tied to affordability pressures and increased refinance activity, according to a new report released Wednesday by ACES Quality Management. In its quarterly Mortgage QC Industry Trends Report, the company found that…