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Rethinking fire-resistant construction: How fire-retardant OSB is reshaping building materials innovation

Oriented strand board (OSB) has been a trusted staple in construction for decades. Builders have relied on its consistency, familiarity and structural performance in an industry where predictability often outweighs experimentation. But as fire risk intensifies, building codes evolve and insurance pressures mount, even the most established materials are being reevaluated. What emerges is not…

Homeowners insurance is reshaping the real estate transaction

Securing homeowners’ insurance is reshaping the homebuying process itself. Premiums are rising, carriers are pulling back from entire states and buyers are increasingly discovering, sometimes days before closing, that the home they plan to purchase is either too expensive to insure or cannot be insured at all. What was once a routine, last-step check is…