"May 2026" Archives

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UWM brokers report use of VantageScore 4.0 improved loan terms

Several mortgage brokers using VantageScore 4.0 through United Wholesale Mortgage (UWM) reported positive reviews, citing credit score improvements and previously “impossible” loan scenarios that became possible with access to the credit model. UWM announced at the end of April that it was giving its independent mortgage brokers access to both FICO and VantageScore credit scoring…

IMB production profits hold steady in Q1 as costs climb

Most mortgage bankers were profitable in the first three months of 2026 despite higher per-loan expenses, as servicing income lifted their financials, according to the Mortgage Bankers Association (MBA)’s Quarterly Mortgage Bankers Performance Report. Independent mortgage banks (IMBs) and mortgage subsidiaries of chartered banks posted a pretax net production profit of $727 per loan in…

AD Mortgage announces $407M non-QM securitization

AD Mortgage has launched a $407 million non-QM securitization, its fourth deal of 2026, as the company continues to diversify collateral beyond its home base in Florida and deepen its national origination footprint, the company announced on Thursday. AD Mortgage Trust 2026-NQM4 is backed by 979 loans that are primarily fixed rate. Florida properties account…