With headline Inflation at 3.8% today, jobs data beating estimates and the ongoing Iranian conflict — rates would be above 7% today if not for improved mortgage spreads. Unlike 2023, 2024 and 2025, when mortgage spreads were elevated versus historical norms, mortgage rates are still under 6.64%. I often use the term “hug a mortgage…
"May 12, 2026" Archives
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A consistent theme emerged from the first-quarter 2026 earnings season: higher mortgage rates and macroeconomic volatility are dampening second-quarter expectations. Several large lenders remained profitable during the quarter, benefiting from mortgage rates that were roughly 50 basis points lower than current levels while they continued to invest heavily in artificial intelligence and other technology. But…
LiveBy, a data platform serving brokerage websites and agent marketing platforms across North America, has partnered with Repliers to bring expanded boundary, school and demographic data tools to real estate technology companies using the Repliers API platform. The integration allows Repliers customers to activate LiveBy’s location intelligence tools as a single add-on, helping developers and…
Mortgage delinquencies eased in March, but higher-severity stress remained elevated, even as U.S. home prices posted their strongest monthly gain in nearly two years, according to Intercontinental Exchange (ICE)’s May 2026 Mortgage Monitor released Monday. The national mortgage delinquency rate on first-lien mortgages fell to 3.35% in March, down 37 basis points (10%) from February….