"April 2026" Archives

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Builders don’t have a rate problem, they have a reliability problem

A builder lines up a deal. Land is identified. Plans are drawn. The numbers work. The lender says yes. And then — somewhere between approval and execution — the ground shifts. The timeline stretches, the draw gets delayed, the capital tightens or worse, disappears altogether. By the time it’s clear what’s happening, it’s already too…

UWM adds VantageScore alongside FICO for conventional loans

United Wholesale Mortgage announced Wednesday that independent mortgage brokers working with UWM can now access both FICO and VantageScore credit scoring models for conventional loans, a move aimed at giving brokers more flexibility when evaluating borrowers. In a press release, the Michigan-based lender said brokers using its no-cost credit reports will automatically receive both credit…

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